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    "I have recommended the company to two other families..."

    Last updated 2 months ago

    My experience with regent homes was great. Their representative, Tonya Gilbert is an expert in making you feel comfortable. I have one minor issue to resolve; however I have recommended the company to two other families that have purchased homes. More

    Homeowners' Insurance Tips

    Last updated 2 months ago

    If you are a first-time homebuyer, you may not be familiar with the process of buying homeowners’ insurance. This type of insurance policy is essential for homeowners, because it is typically required in mortgage terms. In addition, homeowners’ insurance keeps you protected from unforeseen accidents and natural disasters.

    As this video explains, homeowners’ insurance can be rather costly, but there are ways to lower your monthly costs. New homes equipped with security systems and smoke detectors are more affordable to insure than older homes. You might also begin shopping with your current insurance carrier for other policies, as multi-policy discounts are fairly common.

    To become a homeowner in Charlotte, Triad, or Greensboro, contact Regent Homes on our website or at (803) 802-3444. We provide affordable custom homes with easy loan options from our approved lenders. 

    Great Ways to Save for Retirement

    Last updated 3 months ago

    It is never too early to start saving for your retirement, but you may not know where to start when retirement is still several decades away for you. With the basic tips below, you can start saving intelligently for retirement with flexible options that will work for you down the road. Read on to get a better idea of what you need to do to secure a comfortable and stress-free retirement.

    Start saving early
    Ideally, people should start saving for retirement in their 20s. By putting away money in a higher interest account such as an IRA, you can see your money grow into a secure nest egg without tax penalties. Even if you have not started saving until your 30s or 40s, it is always a smart idea to put money away for the future.

    Invest in real estate
    Real estate is an excellent investment, because it can provide you with a home where you might enjoy your retirement. Alternatively, you might sell your home in retirement, leaving you plenty of room to downsize your living space while putting money away. Plus, purchasing a new home now could help you focus your spending on other areas, because you will not be sinking resources into costly home repairs and maintenance.

    Use creative strategies to save money
    If income is tight and there is not much left to save at the end of every month, you can find ways to cut your spending without sacrificing the luxuries you enjoy. For example, you might set aside time to clip coupons and search for sales to cut your grocery bills. Small changes in your spending habits can pay off significantly over time, so you should never underestimate an opportunity to save just a few bucks.

    To take the step to home ownership in Charlotte, Winston Salem, or Greensboro, explore the new homes offered by Regent Homes. Our beautiful communities and custom homes are designed to provide an easy transition to home ownership for renters looking to upgrade. You can connect with us on our website or by calling (803) 802-3444. 

    What Are the Benefits of Opting for an FHA Loan?

    Last updated 3 months ago

    If you have shied away from buying a home because you think you will not qualify for a loan or you do not have money put away for a down payment, you may be a perfect candidate for an FHA loan. FHA lending creates opportunities for first-time home buyers with simple loans that are easy to qualify for and apply for with minimal stress. Below is a closer look at how an FHA loan can get you out of the cycle of renting and into your own new home.

    Low down payments
    In traditional home loans, the down payment is 20% of the total cost of the home, which is a significant investment for first-time buyers. With an FHA loan you will only put down as little as 3.5%. This means that you do not have to balance the cost of renting a home while trying to save up enough money for a down payment. You can get into a new home right away with affordable loan payments that will work for your needs.

    Manageable closing costs
    You do not have to worry about closing costs stacking up at the end of the mortgage process, as there are clear guidelines for FHA closing costs that keep these expenses down.

    Simple qualifying guidelines
    In order to qualify for an FHA loan, you must have steady employment and be seeking lending for your primary residence. You may, however, have less-than-perfect credit and still qualify. Lending options are available for applicants with credit scores as low as 500, so an FHA loan may be the best way to reestablish yourself after recovering from bad credit, foreclosure, or bankruptcy.

    If you are ready to settle into a new home with an FHA loan, contact Regent Homes for a look at our communities in Triad, Charlotte, Winston Salem, and Greensboro. You can reach us on our website or by calling (803) 802-3444. 

    Filling Your New Home with Affordable Furniture

    Last updated 3 months ago

    Once you have purchased a home, you may have a lot of extra space to fill with furniture and décor. Like most new homeowners, you are probably working on a budget, but there are ways to get great deals on pieces that you will be proud to show off.

    Shopping for secondhand goods is always a great way to add unique character to your home without going over budget. You might do your shopping in local vintage stores or online with free trading sites like If you want all new furniture, you can still shop without overspending. Major furniture retailers have outlet stores that carry lower cost items, which have been marked down due to returns or end-of-season closeouts.

    If you think that you cannot afford to move into a new home, Regent Homes can help you achieve your goal of homeownership with beautiful communities and lending options open to a wide range of financial situations. To learn more about us, visit our website or call us at (803) 802-3444. 

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