Last updated 4 days ago
While most people will need financial help to buy a car, nearly everyone who buys a new home will need to take out some sort of a home loan. When you are ready to shop for a loan, you have two primary sources to choose from: direct lenders and mortgage brokers. Direct lenders have money to lend and make the final decision based on your application. Mortgage brokers shop multiple lenders to find the loan you need based on your special financing needs. You may also have to choose between a fixed and adjustable rate mortgage. Fixed mortgage rates are locked in for the duration of the loan period, while adjustable rate mortgages (ARMs) are periodically adjusted to reflect changes in the credit market.
In addition to our affordable new homes, Regent Homes works with a variety of lending partners to offer you the most competitive financing program in North Carolina. And if you use one of our approved mortgage lenders, your closing costs are almost always free. To learn more about our new homes in Greensboro, Winston-Salem, and Charlotte, visit our website or call us today at (704) 899-5372.
Last updated 9 days ago
Homeownership is one of the most important parts of the American way of life. Not only is owning your own home much cheaper than renting in the long run, but you may be able to make a considerable amount of money on your investment when the time comes to sell your home. And the good news for renters who wish to become homeowners is that there may never be a better time to buy than right now. With the country still emerging from the recent recession, there are many attractive opportunities in today’s housing market, including affordable prices, low mortgage rates, and great new homes.
If there’s a silver lining to our country’s current economic situation, it’s that new homes are more affordable than any time in recent memory. Case in point: Regent Homes. We offer spacious, energy efficient, and attractive new homes near the famous dining, shopping, and nightlife of Charlotte, Greensboro, and Winston-Salem at prices starting at the $110’s. Whether you are looking for a spacious bachelor pad or a large 5-bedroom family home, Regent Homes has new properties at incredibly attractive prices.
Low Interest Rates
Mortgage interest rates are at very favorable levels, especially for individuals who qualify for a first-time homebuyer loan. Prospective homebuyers should be aware that these rates are sensitive to uncontrollable market forces and can change quickly. The longer you wait to take advantage of these historically-low interest rates, the more you may end up paying for your new home.
More Appealing Homes
If you are like most homebuyers, energy savings are near the top of your home checklist. Fortunately, new homes are more energy-efficient than ever thanks to government-mandated standards requiring higher energy-efficiency standards. There is also something undeniably attractive about a new home. Think of it as the “new car smell” for your eyes.
For the best value on a new home in Charlotte, Greensboro, or Winston-Salem, contact Regent Homes. As one of the most trusted home builders in North Carolina, we are eager to help you find a place to call your own. If you have questions, contact us online or call us at (704) 899-5372.
Last updated 13 days ago
Whether you’ve just begun to think about buying a new home or you’ve already started working with a home builder, there are a few important terms you should be familiar with. Although a good home builder will walk you through the process of buying the property, it doesn’t hurt to know the definitions to the following terms:
Certificate of Occupancy
Your home builder must construct your home in accordance with state and local building codes. These building codes help ensure your safety and well-being. Once the home is built, a building code official should examine the property. If the property passes the inspection by fulfilling the requirements of all building codes, local ordinances, and other regulations, he or she will issue you a Certificate of Occupancy.
The down payment is the money you pay when you close on the property. Most mortgages are not issued for the full sales price of the house. The down payment makes up the difference. However, it’s a common misconception that a down payment must always equal 10 to 20 percent of the sales price. In fact, many people who successfully buy a new home put down a much lower down payment.
Fixed Rate Mortgage
A fixed rate mortgage is a loan with a constant interest rate. That is, the interest rate you pay when you first acquire the loan will remain the same throughout the entire life of the loan. Unlike rent, the interest payment cannot increase.
The sales contract is the document that you and the seller agree upon for transfer of ownership of the home. It may include details, such as when you’ll move in, what you’ll receive, and what your closing costs are.
The expert staff at Regent Homes is dedicated to helping you navigate the home buying process. For more information about your financing options, please visit our website or call (704) 899-5372. You can view our award-winning floor plans in beautiful communities available in Charlotte, Greensboro, and Winston-Salem.
Last updated 15 days ago
Purchasing a new home rather than a re-sale or rental property brings several benefits, especially if you work with Regent Homes. Our beautiful housing communities in Charlotte, Greensboro, and Winston Salem are the best choice for people looking to stop renting and enjoy all of the benefits that come with home ownership. In addition to our family-friendly communities, we offer over 30 floors plans to choose from, all of which can be customized to suit your personal tastes and preferences. Your floorplan will include features that make your home unique and are perfect to suit the needs of your family. These features include:
Upgraded Carpet Padding
Carpet padding, also known as the underlay or cushion, plays a critical role in your carpet’s performance and appearance. Regent Homes allows you to choose the right carpet padding for your family’s comfort. Contact our home builders today to learn about your carpet padding choices.
Pull-Down Attic Stair
Every new home built by Regent Homes is designed to make your life easier. In addition to spacious garages, our new homes feature attics that can be used to store seasonal decorations, family heirlooms, or even to hide birthday and Christmas presents. To make it easier to reach your attic, our new homes come with an easy-to-use pull-down attic stair.
Overhead Bedroom Lighting
Do you enjoy reading in bed? How about watching television before you fall asleep? Whatever you enjoy to do in the comfort of your bedroom, our overhead bedroom lights provide the perfect amount of light to comfortably read, watch television, work on your computer, or whatever else you do in your bedroom.
Contact us today to learn why we offer the best value of any home builder in the area. Visit our website to take a closer look at our floorplans and communities throughout the Charlotte and Triad areas. If you have any questions, or if you would like to get started on your new home, call us at (704) 899-5372.
Last updated 20 days ago
There are a lot of benefits of owning a home rather than renting, but there are even more benefits of buying a brand-new home. First of all, buying a new home delivers the features you and your family will use every day. For example, you can have overhead lighting in the bedroom or bathroom, or even an island in the kitchen. New homes are also much more energy efficient than homes built just 10 years ago. In addition to making your family more comfortable, an energy efficient home will also cut down on your monthly energy and utility costs.
The joys of home ownership are easier to obtain than you might think. As the Carolinas’ best home value for individuals and families looking for a place to call home, Regent Homes provides spacious floorplans and modern amenities at an affordable price. To learn more, visit our website or call us at (704) 899-5372. We have new single-family homes throughout the Charlotte, Greensboro, and Winston-Salem areas of North Carolina.